✦ HAVENLY LIFE • THE MONEY SUITE ✦

Cash Flow Planner

See when money arrives, when it leaves and what should be left in between.

Use your Cash Flow Planner to map income and outgoing payments across the month. Add expected payment dates, see your projected balance week by week and spot periods where cash may become tight before they arrive. Everything saves automatically on this device.

Plan My Cash Flow View Printable Version
🌊 THE MONEY SUITE Know What's Coming.
Know What's Leaving.
Stay Ahead.

✦ CASH FLOW OVERVIEW ✦

Set Up Your Month

Start with your opening balance and the month you want to plan.
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OPENING BALANCE £0.00
EXPECTED MONEY IN £0.00
EXPECTED MONEY OUT £0.00
PROJECTED CLOSING BALANCE £0.00

✦ MONEY COMING IN ✦

Expected Inflows

Add wages, benefits, refunds, side income and any other money expected during the month.
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TOTAL EXPECTED INCOME £0.00
ALREADY RECEIVED £0.00

✦ MONEY GOING OUT ✦

Scheduled Outflows

Add bills, repayments, spending commitments and other payments expected to leave your accounts.
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TOTAL EXPECTED OUTGOINGS £0.00
ALREADY PAID £0.00

✦ FOLLOW THE MONEY ✦

Week-by-Week Cash Flow

Your dated inflows and outflows are automatically grouped across the month to show your projected balance.
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01 Days 1–7
Money In £0.00
Money Out £0.00
Closing Balance £0.00
02 Days 8–14
Money In £0.00
Money Out £0.00
Closing Balance £0.00
03 Days 15–21
Money In £0.00
Money Out £0.00
Closing Balance £0.00
04 Days 22–28
Money In £0.00
Money Out £0.00
Closing Balance £0.00
05 Days 29–31
Money In £0.00
Money Out £0.00
Closing Balance £0.00

✦ CASH FLOW CHECK ✦

How Healthy Does The Month Look?

Start Planning Add your income and outgoing payments to build your cash-flow forecast.
START PLANNING

✦ WATCH THE GAPS ✦

Lowest Projected Balance

The overall month may look fine while one particular week becomes tight. This section helps you spot that.
🔍
LOWEST PROJECTED POINT £0.00
LIKELY TO OCCUR —
COMFORTABLE MINIMUM £0.00
BUFFER ABOVE / BELOW MINIMUM £0.00

✦ WHAT HAS ACTUALLY HAPPENED? ✦

Current Cash Position

Compare the full forecast with income actually received and payments already made.
🏦
Opening Balance £0.00
Income Received £0.00
Payments Made £0.00
Current Recorded Balance £0.00
Income Still Expected £0.00
Payments Still Due £0.00
Net Monthly Movement £0.00
Projected Closing Balance £0.00

✦ PLAN BEFORE IT GETS TIGHT ✦

Cash Flow Pressure Points

Think ahead about the parts of the month that may need a little extra planning.
⚠️

✦ CREATE SOME BREATHING ROOM ✦

Cash Buffer Plan

Build a small amount of money between your bank balance and zero.
🛟
BUFFER STILL TO BUILD £0.00 0% complete

✦ END-OF-MONTH CHECK-IN ✦

Cash Flow Review

Use what happened this month to make next month's timing easier.
🌙

✦ CASH FLOW NOTES ✦

Anything Else to Remember

Keep payment-date changes, upcoming costs and cash-flow reminders here.
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✨ Saved automatically Your Cash Flow Planner is stored on this device.

✦ THE MONEY SUITE PRINTABLE ✦

Havenly Life Cash Flow Planner Printable

✦ DIGITAL PRINTABLE ✦

Prefer to map your cash flow on paper?

Use the matching Cash Flow Planner printable to map income and payments across the month, follow your running balance and spot potential low-balance periods before they happen.

🖨️
Printable Format Map the month on paper
🌊
Money Flow See when money moves
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Money Suite Style Soft, organised and practical

YOUR PRINTABLE CAN INCLUDE

✓ Opening balance ✓ Income dates ✓ Payment dates ✓ Money in ✓ Money out ✓ Weekly cash flow ✓ Projected balance ✓ Cash buffer ✓ Month-end review
🖨️ VIEW THE DIGITAL PRINTABLE Cash Flow Planner →

✦ Good cash flow isn't only about having enough money — it's about having it when you need it. ✦

💷 The Money Suite ✨ Money Suite Tools 🖨️ Money Suite Printables 📆 Monthly Spending Tracker 📊 Spending Breakdown